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Know what you spend money on and where you spend it. Determine which areas can and should be trimmed back if necessary. Don't make any financial commitments that you don't understand or are not absolutely clear about. Don't take out loans or add additional credit obligations on to your balance sheet. And, if you have kids, don't keep them in the dark. They have ESP and know all is not well. Game-playing doesn't deal a fair hand. Emotional facts of divorce 1. The wife may not be able to keep the house. 2. The husband may need to share his pension. 3. In divvying up household items, you may not be able to keep your favorite painting or casserole dish. 4. You may not have as much money as you want, need, or used to have. 5. You may have to set up a visitation schedule for your family pet. 6. The kids will go to your ex for permission when you say "no." 7. Your old friends may not be your friends anymore. 8. You may not get invited to couples parties anymore. 9. You may dread running into your ex with your "replacement." 10. It' s a lonely time -- but possibly a time of positive transformation, if you play your cards right. Adapted with permission from The Dollars and Sense of Divorce by Judith Briles, Edwin Schilling III, and Carol Ann Wilson (c) 1998 by Judith Briles, Edwin Schilling III, and Carol Ann Wilson. Published by Dearborn Financial Publishing, Inc./ Chicago. All rights reserved. $17.95. This readable book deals with the before, during, and after of divorce, addressing emotional as well as financial issues. To order, call (800) 829-7934.
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