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When the purchases are small, it's easy to overlook the real cost. Try adding up all those quarters spent on trivial purchases and you'll soon find dollars - even hundreds of dollars - spent, with little to show. Smart shopping takes time and involves some research. If a friend has the latest CD and you think you have to have it, too, borrow it first and have a listen. If you like it as much as you thought you would, shop around for the best price. The same holds true for items you see advertised. First, check out how the product actually looks, feels and smells in the store. Next, think about what else you could buy for the same amount of money (a relative-value check). Finally, compare prices to see if the same products, or a very similar product, is less expensive in another store. Patience is a difficult concept for children. However, the habit of instant gratification is one that is extremely difficult to break even after we move into adulthood. While not every purchase requires deep thought and analysis - if you want that three-dollar book and you have the money, go ahead and buy it - careful consideration should be given to buying anything that costs more than a few dollars. Your child will take most of her cues from you when it comes to learning how to shop wisely. Remembering that the world is your classroom, you should use opportunities when you are shopping together to help your child unravel the mysteries of shopping. Here are some ideas:
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